Prof. Divine Matibag – Cabaddu is the CEO of the International Marketing Group, a brokerage firm with offices local and abroad. She is also a resource speaker on Financial Management at the Department of Trade and Industry - Philippine Trade and Training Center. At present, Prof. Cabaddu serves as a part-time professor at the Pamantasan ng Lungsod ng Valenzuela, sharing her extensive knowledge and experience in finance, stock investing, and financial analytic skills to PLV students taking Financial Management. Prof. Divine Matibag – Cabaddu is our Reading Icon for February 2019 Prof. Cabaddu wears a number of hats - being a blogger, an investor, and a financial planner as well. Her passion, specifically on financial literacy, has been her advocacy. She believes that it is the lack of education, not the lack of money, that causes poverty. In the trench of working towards the cause, she and her husband established the Financial Literacy Advocacy Group (FLAG) with its office in D